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PerCina Report was built by deal makers, for deal makers.
We're your analyst’s analyst — only faster, more cost-effective, and better.

Andrew Carman
Andrew Carman

Founder, PerCina Report

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About PerCina Report


PerCina Report was created to help lenders assess, underwrite and manage transactions more effectively - by leveraging decades of Wall Street lending experience and AI technology.

The team and advisors at PerCina possess decades of lending experience and have collectively reviewed, underwritten, adjudicated or syndicated thousands of deals – all involving the story of a particular company.

Many of us spent time at GE Capital where in its lending businesses, the teams would review hundreds of deals each year. At every weekly pre-investment committee meeting (we called them PIC meetings) deals would be presented to management and screened or decisioned. How the deal “story” was presented was critical – even if the company possessed negative results.

PerCina Report now automates the key origination and underwriting tasks that should be automated - profiling the customer, analyzing their proprietary data sets, independently forecasting their performance, creating collateral values where needed, pulling together the final credit memo or “story” in order to get opportunities decisioned faster. Finally, constantly monitoring deals to ensure that you, as the lender, stay ahead of the comp[any and their performance.

Let PerCina Report help your teams work better – so you can win more deals and deploy more capital.

Please contact us with your questions,
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The PerCina Team


Andrew Carman

Andrew Carman

Founder
Andrew Carman has been in structured credit and equipment finance for more than 30 years. Having run multi-billion financing businesses for GE Capital and Siemens, he expanded into FinTech thru MIT’s educational platform, after which he created The Percina Report to to specifically address the inefficiencies and lack of technology in today’s structured credit market.
Oli Batchelor

Moti Meir

Chief Technology Officer
Former CTO of Liquidity Capital, With Over 20 years of executive R&D experience, building, leading and managing algorithmic based products that managed billions of dollars (i.e. Skai ). Moti specializes in Algorithms, AI, Data mining, optimization, predictive modeling.
Oli Batchelor

Bill Richardson

President & COO
Bill has 15+ years in online payments solutions, e-commerce products and operations scaling. 10+ years leading tech and cross functional teams in diverse, risk & fraud solutions products, customer service, program management and analytics. Bill spent more than 11 years at Meta and Google combined.
Oli Batchelor

Terry Standifer

Credit & Risk Product Development Adviser
A commercial finance and banking credit risk professional with 25 years of senior secured lending experience. Terry’s background includes deep experience analyzing financials and credits including structuring financial solutions, analyzing loan documents, credit policy & procedure administration as well as portfolio management.